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Collie Health and Costs

Collies are generally hardy but prone to eye issues and drug sensitivity. Monthly costs range from $275 to $570.
BREED RARITY

Very Common

PURCHASE COST

Moderate to Expensive

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Length of LIFE

Long Lifespan

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TRAINING FAQ

Is Collie a healthy dog?
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Moderate health concerns

MDR1 drug sensitivity affects up to 70% of the breed. Collie Eye Anomaly (CEA) affects up to 90% of some populations.

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High health burden

Collies are prone to breed-specific issues like Collie Eye Anomaly and the MDR1 genetic mutation, which causes drug sensitivities. They may also face progressive retinal atrophy, dermatomyositis, and gastric torsion (bloat). Responsible breeders screen for these hereditary conditions to ensure healthier puppies for prospective owners.

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Very high upkeep cost

Collies have moderate maintenance costs. Their thick double coat requires regular brushing—twice weekly for Rough varieties—to prevent matting. Monthly expenses for quality food, routine veterinary care, and grooming range from $275 to $570. Budgeting for dental care and potential breed-specific health issues is highly recommended.

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$275 - $570 / month

Expect to spend between $275 and $570 per month to own a Collie, covering food, grooming, and routine veterinary care for this large, active breed.

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$30 - $60 / month

Pet insurance for a Collie typically costs between $30 and $60 per month. Monthly premiums fluctuate based on the dog's age, your location, and chosen coverage limits. Investing in a plan is highly recommended to manage potential costs associated with breed-specific conditions and unexpected emergencies.

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Generally covered

Yes, most homeowners insurance policies will cover a Collie as they are generally not classified as an aggressive breed. However, coverage can vary by provider, so it is important to confirm with your insurance company to ensure your specific liability needs are met.

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Low restriction risk

No, Collies are not typically included on insurance restricted-breed lists. Most homeowners and renters insurance providers view Collies as low-risk, friendly companions. However, it is always wise to disclose your pet to your insurer to ensure your liability coverage fully protects you from any potential incidents.

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Easy to insure

Yes, you can typically obtain renters insurance with a Collie. They are generally not classified as an aggressive breed and are rarely subject to restrictions. However, always disclose your pet to your insurer to ensure your liability coverage provides full protection for your home.

VET INSIGHTS

Collies are loyal companions. MDR1 testing is essential and non-negotiable for this breed.


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Reviewed by
Dr. Vojtech Gabriel
DVM · PhD · MBA
Veterinarian Researcher Dog breed specialist
Verified

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