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Australian Shepherd Health and Costs

Aussies are generally healthy but prone to joint and eye issues. Monthly ownership costs typically range from $100 to $450.
BREED RARITY

Most Common

PURCHASE COST

Moderate

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Length of LIFE

Long Lifespan

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TRAINING FAQ

Is Australian Shepherd a healthy dog?
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Moderate health concerns

Australian Shepherds are generally healthy and active dogs, but they are predisposed to specific genetic conditions. Potential owners should be aware of risks like hip dysplasia, cataracts, and collie eye anomaly. Their sensitivity to certain medications due to the MDR1 gene mutation makes regular veterinary screenings essential for longevity.

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High health burden

Australian Shepherds are prone to hip and elbow dysplasia and hereditary eye conditions like cataracts and Collie Eye Anomaly. Many also carry the MDR1 gene mutation, which causes sensitivity to certain medications, so regular veterinary screening matters.

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High maintenance cost

Australian Shepherds are moderately expensive to maintain. While they are generally hardy, their thick double coat requires regular grooming to prevent matting. Potential owners should budget for high-quality food to fuel their high energy levels, alongside routine veterinary visits, vaccinations, and preventative flea and tick medications.

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$100 - $450 / month

Expect to spend between $100 and $450 per month to own an Australian Shepherd. This budget covers high-quality food, routine veterinary visits, preventative medications, and grooming. Highly active dogs like Aussies may also require additional funds for durable toys and mental enrichment.

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$35 - $60 / month

Pet insurance for an Australian Shepherd typically ranges between $35 and $60 per month based on claim data and breed-specific estimates.

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Generally covered

Yes, most homeowners insurance policies will cover an Australian Shepherd. They are rarely included on restricted breed lists as they are not typically classified as aggressive. However, you should always confirm specific liability coverage with your insurance provider to ensure your policy fully protects your household.

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Low restriction risk

No, Australian Shepherds are typically not included on insurance restricted-breed lists. Insurers generally focus on breeds perceived as high-risk for aggression or significant liability claims. As a popular and versatile family dog, the Australian Shepherd is usually covered under standard homeowners and renters insurance policies.

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Easy to insure

Yes, you can typically obtain renters insurance with an Australian Shepherd. They are generally not on restricted breed lists. Most policies include liability coverage for your dog, but always verify specific breed restrictions and coverage limits with your insurer to ensure full protection for your rental.

VET INSIGHTS

Australian Shepherds are active, robust dogs with a long lifespan of 12 to 15 years. Although generally healthy, they face risks from hip dysplasia and hereditary eye conditions. Owners should budget $100 to $450 monthly for maintenance. Fortunately, they are easy to insure and rarely appear on homeowners or renters insurance restricted breed lists.


Photo
Reviewed by
Dr. Vojtech Gabriel
DVM · PhD · MBA
Veterinarian Researcher Dog breed specialist
Verified

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