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Scottish Terrier Health and Costs

Scottish Terriers are generally healthy but prone to specific cancers. Monthly costs typically range from $100 to $250.
BREED RARITY

Very Common

PURCHASE COST

Moderate

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Length of LIFE

Long Lifespan

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TRAINING FAQ

Is Scottish Terrier a healthy dog?
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Generally healthy

Bladder cancer (TCC) and liver issues are significant risks for this breed.

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Moderate health concerns

Scottish Terriers are prone to specific genetic conditions, including Scottie Cramp, Von Willebrand’s disease, and craniomandibular osteopathy. They also face higher risks for bladder cancer, liver shunts, and skin allergies. Regular veterinary screenings and choosing breeders who conduct DNA testing are essential for managing these health concerns.

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Moderately costly upkeep

Scottish Terriers have moderate maintenance costs, primarily driven by their specialized grooming requirements. Their wiry double coat needs regular professional stripping or clipping to stay healthy. Prospective owners should also factor in expenses for high-quality food and proactive veterinary care to address potential breed-specific health issues.

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$150 - $300 / month

Monthly ownership costs are $150-$300.

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$39 - $98 / month

Premiums often range between $40-$100, with potential increases as the dog ages or for those in urban areas.

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Very likely covered

Yes, most homeowners insurance policies will cover a Scottish Terrier. They are generally not on restricted breed lists as they are small and not typically classified as aggressive. However, always disclose your pet to your insurer to ensure your liability coverage remains fully valid.

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Very low restriction risk

No, Scottish Terriers are not commonly found on insurance restricted-breed lists. These lists typically focus on larger breeds with perceived higher liability risks or aggressive histories. As a smaller, standard breed, Scotties are usually covered without issue, but always verify specific policy terms with your insurance provider.

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Very easy to insure

Yes, you can typically get renters insurance with a Scottish Terrier. They are rarely included on restricted breed lists. Standard policies usually provide liability protection if your dog causes injury or property damage. Always notify your insurance provider and review your lease agreement for any specific pet rules or limitations.

VET INSIGHTS

The average lifespan is 11-13 years.


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Reviewed by
Dr. Vojtech Gabriel
DVM · PhD · MBA
Veterinarian Researcher Dog breed specialist
Verified

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